Cash flows and maturity structure
Organise cash-flow inputs, maturity ladders and structural-liquidity assessments. Keep behavioural assumptions and source reconciliations with the period they support.
Risk & financial controls
ALM & liquidity oversight
Organise liquidity positions, assumptions, stress analysis and ALCO decisions in one governed workspace.
PURPOSE & PRACTICE
See the liquidity position and the decisions behind it.
Liquidity oversight depends on more than a headline ratio. Teams need to understand the cash flows, maturity assumptions and concentrations that produced it, then explain how the position changes under pressure.
RegQuanta brings liquidity assessments, supporting workings and ALCO follow-up into one review context. Treasury and risk teams can organise the period evidence, challenge assumptions and retain the actions agreed in response.
Built around the work of
- Treasury and ALM
- Liquidity risk
- ALCO secretariat
CAPABILITIES
What you can manage.
Ratios, gaps and stress review
Bring applicable liquidity ratios, gap limits and stress scenarios into a documented review. Explain outliers using the underlying inputs and approved policy basis.
ALCO decisions and contingency actions
Retain meeting decisions, assigned actions and contingency-funding assessments. Track whether the agreed response has supporting evidence before treating it as closed.
FROM INPUT TO OUTCOME
A practical path through the work.
Establish the cash-flow basis
Agree the period, source extracts, maturity allocation and behavioural assumptions before reviewing the position.
Challenge the exposure
Examine gaps, ratios and stress outcomes against the institution’s approved limits and escalation process.
Follow through the decision
Record the ALCO response, assign owners and retain evidence of the completed action or continuing exposure.
YOUR INSTITUTION, YOUR SCOPE
Relevant to banks and NBFCs.
BANKING INSTITUTIONS
For banks
Select liquidity controls for the bank’s subtype and operating model. Funding sources, deposit behaviour and reporting requirements need an approved bank-specific basis.
Explore banking workflows ↗NON-BANKING FINANCIAL COMPANIES
For NBFCs
Scope maturity, funding-concentration and liquidity controls to the NBFC’s category, activities and borrowing profile. Bank assumptions should not be carried across without review.
Explore NBFC workflows ↗Scope and implementationRegQuanta does not replace treasury dealing or investment systems; scope follows the applicable institution configuration.
INSIDE THE MODULE
Liquidity coverage assessment register
A view from the actual application, with the current module navigation. Open the screenshot to explore it in full.
The actual liquidity-coverage workspace shows reference assessments, review states and supporting-evidence indicators, with the reorganised app navigation visible.
Reference bank environment · Captured 12 October 2026SEE THE ESSENTIALS · APPROVED MEMBERS
Inside the workflow in one minute.
Actual app screens, clear narration and optional captions. Choose a film to watch with your approved member account.
01:00 APPROVED MEMBERS
Risk & financial controls
ALM & liquidity
Connect reconciled cash flows, maturity gaps, liquidity stress, recovery actions and the ALCO review.
Watch in one minute ↗SUPPORT THE CONCLUSION
Evidence to keep together.
- Cash-flow extracts and maturity mappings
- Approved assumptions and limit basis
- Stress results and exception explanations
- ALCO decisions and action-closure support
PRACTICAL QUESTIONS
Before you put it to work.
Does this execute treasury transactions?
Treasury dealing and transaction processing remain in the relevant operating systems. This module organises liquidity control, assessment, review and supporting evidence.
How should a changed assumption be documented?
Retain the revised assumption, its effective period, approval and the reason for the change. Keep enough source support to distinguish an assumption change from a movement in the underlying cash flows.
LEARN THE SUBJECT
Educational reading.
Risk & finance8 min read
Asset-liability management for banks and NBFCs
Build a cash-flow view that can support real funding decisions.
Read article ↗Risk & finance8 min read
Liquidity Coverage Ratio: calculation, controls and limitations
Look beyond the headline percentage to the availability of cash under stress.
Read article ↗CONNECTED WORK